Top Reasons to Finance Your Next Purchase

Program Benefits

Get It Right Now

When the newest piece of equipment is crucial to your business, waiting for the funds to be available isn't always an option. With financing, you won't have to put forth a hefty upfront payment.

Know What You're Paying Each Month

Financing allows you to plan and budget with a predictable monthly payment.

Say No to the Hassle

Getting a loan from a traditional bank is not often an easy process since there are usually a number of restrictions. With financing through Direct Capital, you can rest assured that the financing process will be simple.

Keep Your Cash Reserves Available

Paying for the equipment over time by financing means that there is no huge cash burden with your purchase. You'll be able to keep your cash reserves clear for other expenses or a rainy day.

Take Advantage of Competitive Rates

The best rates make financing a cost-effective solution.

Reap Some Serious Tax Benefits

Financed equipment can be deducted as an operating expense in the period in which it's paid, which reduces the overall cost. Payments are also treated as expenses on the income sheet so there's no need to worry about deprecation.

3 Simple Steps to Get Started

Apply online in as little as 3 minutes.  

Sign your documents electronically.

Get your equipment.

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What We Look For

Customer ProfileTime In BusinessFICO
Established business2 yearsAs low as 620
Startup businessLess than 2 years720+


About CIT

CIT's Business Capital division empowers small, mid, and large cap businesses by providing equipment financing solutions vi technology-enabled platforms and market leading structuring expertise.


CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financing holding company with over a century of experience, and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender).

Get Started

Keith Peyser

Lending Solutions Manager

P: (603) 433-9422

F: (800) 460-7659

E: Keith.Peyser@CIT.com

   @CITgroup